1 cup shredded part-skim mozzarella and Cheddar cheese
Crushed red pepper flakes
Garlic bread, optional
Heat oil in large saucepan over medium-high heat. Add onion, garlic and bell pepper; cook 5 minutes or until tender. Add crushed tomatoes, tomato sauce, water, kidney beans, pepperoni, chili powder and oregano; stir together. Reduce heat to medium-low; simmer 15 to 20 minutes, stirring occasionally.
Ladle chili into bowls; top with cheese and some red pepper flakes. Serve with garlic bread, if desired.